Need an appraisal in Apex or Wake County?
Here are the top 7 reasons why North Carolina homeowners call on North Carolina Real Estate Appraiser Association:
- Pre-listing appraisals (whether they're selling the home on their own or using an agent)
- Challenge Wake County's assessment of your property value
- Remove PMI to reduce your mortgage payments
- To reinstate your Home Equity Line of Credit (or HELOC)
- To review a different appraiser's report for verification
- In the case of a divorce in the state of North Carolina, when property needs to be divided
- To determine the true market value of real estate to settle an estate in Wake county or North Carolina
|Do you own a home in or near Apex? Do you need help deciding the value of your real estate? Contact North Carolina Real Estate Appraiser Association.|
We at North Carolina Real Estate Appraiser Association understand the special needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at North Carolina Real Estate Appraiser Association will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Challenge Wake County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other homes close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from North Carolina Real Estate Appraiser Association is your strongest weapon when contesting your property tax assessment.
PMI Removal AppraisalsA popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are veterans in helping people just like you abolish unwanted PMI insurance.
Was your HELOC recently frozen?If your home is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. North Carolina Real Estate Appraiser Association can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.